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According to ERISA, what is the eligibility period for employee benefits coverage after working for the same client as a temporary employee?

  1. 12 months

  2. 18 months

  3. 24 months

  4. 36 months

The correct answer is: 24 months

The eligibility period for employee benefits coverage under the Employee Retirement Income Security Act (ERISA) typically requires that a temporary employee must work for the same employer for a specified duration to qualify for benefits. In this case, 24 months is the standard period for many benefit plans—a timeframe that captures the intent of ERISA to ensure temporary employees achieve a level of service before being eligible for benefits. This 24-month period reflects a balance between providing necessary employee benefits and ensuring that employers aren't overly burdened by providing benefits to very short-term, contingent workers. ERISA lays out guidelines for employee benefit plans, ensuring that all employees, including temporary ones, have a path to access benefits if they meet stipulated work conditions. Understanding the 24-month eligibility framework can be essential for staffing professionals when advising temporary employees about their rights and benefits. This period plays a crucial role in ensuring that both employers and employees are clear about the conditions under which temporary workers can transition to receiving benefits.