Certified Staffing Profesional Practice Exam

What is the maximum waiting period for health coverage under the ACA for new employees?

1. 30 days

2. 60 days

3. 90 days

4. 120 days

The correct answer is: 90 days

The maximum waiting period for health coverage under the Affordable Care Act (ACA) for new employees is 90 days. This regulation was established to ensure that employees have timely access to health insurance coverage upon starting a new job. The ACA mandates that employers cannot impose a waiting period longer than 90 days for newly hired employees to enroll in their health plans. This provision aims to enhance the accessibility of health insurance and prevent long gaps in coverage for employees transitioning into new positions. By limiting the waiting period to 90 days, the law supports the welfare of workers and promotes better health outcomes by allowing them to obtain necessary medical care without extended delays. Any waiting periods that extend beyond this duration would not comply with ACA regulations, thus ensuring that employees are protected from excessive waiting times that could leave them vulnerable without health coverage.